Xpert Products Worldwide is trying to bring you the best, most interesting information possible, tailored where we can to industry needs. We are also committed to protecting your privacy and respect your rights to privacy under the National Privacy Principles and also comply with our other statutory obligations in respect of the collection, use, disclosure and handling of your personal information. By using and visiting our website and/or providing us with your personal details you consent to this Privacy Policy.

Collection, Use and Disclosure of Personal Information

We only collect personal details relevant to the goods and services we provide. We will not collect any information about you, except where you specifically and knowingly provide it to us (or our agents or business partners) or as otherwise set out in this Privacy Policy.

Examples of such personal information we collect are:
Name
Address
Telephone and mobile telephone number
Email address
Occupation (if applicable)
Records of Correspondence
Password (if applicable)
Payment Details (if applicable)

When you visit our web site we collect personal information if you open an on-line account, or through your purchase of a product. We may also retain and use the content of any email or message that you send to us. Any personal information contained in your message will only be used or disclosed in ways set out in this Privacy Policy

You must obtain the consent of any third person whose personal information you provide to us.

Your personal information may, but may not be limited to use by us for the purpose at the time of collection for:

1. The purpose of processing your application and ongoing credit management of your account, S1 Ultra Pty Ltd t/as Xpert Products Worldwide may need to disclose to a credit reporting agency:
(a) personal identifying details, including your name, current and previous addresses, driver's licence number, date of birth and employer;
(b) the fact you have applied for Xpert Products goods, and any credit limit on your account;
(c) the amount of any payments which are overdue for at least sixty (60) days, when steps have been taken by S1 Ultra Pty Ltd t/as Xpert Products Worldwide to recover those overdue payments;
(d) where an overdue payment has been previously reported, advice that the payment is no longer overdue;
(e) cheques or credit card payments which have been dishonoured;
(f) court judgments or bankruptcy orders made against you;
(g) that, in the opinion of S1 Ultra Pty Ltd t/as Xpert Products Worldwide, you have committed a serious credit infringement; and
(h) when S1 Ultra Pty Ltd t/as Xpert Products Worldwide ceases to provide products and/or services to you.
(i) to supply products and services requested by you;
(j)to administer your account;
(k)to conduct appropriate checks for credit-worthiness and for fraud;
(l) for internal purposes (i.e. procedures, risk management, staff training, reviews, billing);
(m) to promote and market S1 Ultra Pty Ltd t/as Xpert Products Worldwide's and its business partner's products and services to you;
(n) to help us to develop the website to be useful to you; or
(o) as otherwise permitted by law.

We only disclose your personal details, for a purpose related (or in the case of sensitive information, directly related) to our or our business partners products or services, if it is otherwise required or permitted under the Privacy Act or other law, or as stated elsewhere in this Privacy Policy. Such disclosure may include disclosures to organizations that provide us with professional advice, such as solicitors, accountants and business advisors, our suppliers, and debt collection agencies and to our business partners. However, otherwise, we will use reasonable endeavours to prevent the disclosure of your personal information.

Your personal details we have collected may be:

- used by us to deliver you marketing information about our products and services that we believe may be of interest to you;

- disclosed to organisations outside of S1 Ultra Pty Ltd t/as Xpert Products Worldwide in relation to S1 Ultra Pty Ltd t/as Xpert Products Worldwide providing its products and services to you. These organisations include S1 Ultra Pty Ltd t/as Xpert Products Worldwide's mailing operations, its service providers or officers (for trouble shooting, compliance auditing and maintenance purposes). These organisations will treat your personal information securely, are subject to privacy policies and procedures equivalent to our Privacy Policy , and will only use your personal information to market products or services determined by S1 Ultra Pty Ltd t/as Xpert Products Worldwide as appropriate for its valued customers; and

- disclosed to our business partners (such as financial services or insurance companies) for them to offer their products and services to you. We may disclose scrambled credit card details to our business partners, but they will only use those details for transactions with your consent obtained at the time of purchase. Our business partners will treat your personal information securely, and are subject to privacy policies and procedures equivalent to our Privacy Policy.

If you do not want us to use or disclose your personal information for direct marketing purposes then please contact us by emailing info@xpertproducts.com and we will ensure that your name is removed from our mailing list.

The personal information collected may be used to send you information on goods and services. We may share data about our readers, sales and traffic patterns with our business partners or other parties.

S1 Ultra Pty Ltd t/as Xpert Products Worldwide Websites

If you access a S1 Ultra Pty Ltd or Xpert Products/Worldwide website, our web servers may place cookies on your computer. These will only be used to track the pages of the web site visited by you, in order for us to build a better site more tailored to your needs and interests. If you do not want information to be collected by cookies there is a simple procedure in most browsers, which allows you to turn off the cookie function. If you want to know how to do this, please look at the help menu on your browser. If you choose to subscribe to S1 Ultra Pty Ltd or Xpert Products Worldwide, we may from time to time email you with special offers or deals. This service is completely discretionary. If you decide you no longer wish to receive the emails and/or newsletter, just follow the unsubscribe instructions contained within the email.

We use secure firewalls whenever receiving and transferring your personal information on our site.

Whilst we strive to protect your personal information, we will not be held responsible for the loss, misuse, unauthorized access or disclosure, alteration or destruction of personal information you submit to us, and you do so at your own risk. Whilst we make endeavour to provide you with links to high quality, reputable sites, they are not under our day-to-day control. When you click through to these sites you leave the area controlled by S1 Ultra Pty Ltd and Xpert Products Worldwide. We cannot therefore accept responsibility for any issues arising in connection with either their use of your data, the site content or the services offered to our readers by these sites. Third party websites are responsible for informing you about their own privacy practices.

Please note that the personal information you provide to us is stored on a secure server. The regulation of the handling of personal information will be treated in keeping with this Privacy Policy.

Updating your Personal Information

S1 Ultra Pty Ltd t/as Xpert Products Worldwide is required by law to ensure that any personal information it collects is by lawful means, is not excessive and is kept up to date. We will retain your personal information only for as long as is necessary to provide you with our or our business partners goods and services or as required by law. Under privacy laws you are entitled to know what information is held about you and correct any inaccuracies. Please help us to keep your information up to date by notifying us of any changes.

If you have any questions or complaints in relation to your personal information held, used or disclosed by S1 Ultra Pty Ltd t/as Xpert Products Worldwide please contact us by email at info@xpertproducts.com

If you are not satisfied with how we have handled your personal information, you are entitled to lodge a complaint in accordance with applicable legislation.

We may change this policy from time to time and will notify you by posting an updated version of this Privacy Policy on our website. This document represents our Privacy Policy as at 20th June 2006.

“Phishing” and Identity Theft

S1 Ultra Pty Ltd t/as Xpert Products Worldwide will never send you an email asking you to send us financial, or credit card information. If you receive such an email, DO NOT RESPOND. It did not originate with S1 Ultra Pty Ltd or Xpert Products Worldwide. Sometimes, these emails may look like official S1 Ultra Pty Ltd or Xpert Products Worldwide communications and may ask you to provide this information to “confirm your account.” These so-called “phishing” expeditions are usually attempts to steal your identity and defraud you.
Please forward it to info@xpertproducts.com so we can take appropriate action.

Copyright Notice

All rights reserved by S1 Ultra Pty Ltd t/as Xpert Products Worldwide.
You are not authorised to link to this web site.
All material on this web site is protected by copyright through international treaties, in other countries.
You are not permitted to either electronically save or print out parts of this web site for your own or others information, research or study. You are not permitted to modify copy in any way from the form in which it appears on this web site. Any unauthorised copying, mirroring, storage or other unauthorised use is prohibited.
You must not republish any material contained in this web site either on another web site, or in any other medium, print, electronic or otherwise, or as part of any commercial service.
All such use may only be authorised in writing, at the discretion of S1 Ultra Pty Ltd t/as Xpert Products Worldwide.